I have an Ing account as many readers of this forum do. If you do not , why don't you...it is a savings account..you want or have a savings account right? You deposit $250 or more and if *cough* someone *cough* invites you, you get an extra $25 and I, err, the person who refers you gets $10. Then you can refer someone else and get your own $10. The interest is better than any standard, or as they say in the business, brick and mortar bank.

So I mention all of these benefits to my Mother...her response of course was 'What's the catch?' Why does everything have to have a catch?

I explain that they don't have banks on every corner for you to drive by and think 'oh yeah I need a savings account,' so they pay account holders, like myself, to say 'Hey, you need a savings account' for them.

She still hasn't asked for a referral.