I know I am putting this under the heading that has the word scams in it, but so many people think that everything that has to do with getting money is a scam.

My Category name is a play on the fact that anytime my friends or I had a money making idea, either my Mom or Grandma would call it a scam, so we just started calling them scams to, even the legit ones.

You talk to someone about signing up for an ING account and mention you can send them a referral and they will get a $25 bonus. The first thing they say is either 'can I trust an online bank?' or 'what is the catch?'

If you see something that you think someone will like on the freebies (thanx Kimmie) and send them the link, they will reply saying what is the catch. I talk to them and say hey did you get the free samples from that link I sent you and they tell me that they did not sign up because they did not want to be bothered with all of the junk mail and email that they figured they would get, or they read it twice and didn't see what the catch was.

The thought that someone, particularly a large company with a lot of money will give away something free or at a good discount, like a dealer, and then get you hooked before turning you lose to pay retail price, does not compute to most people.

Dove can and will send you a free sample of their new calming soap, because they want you to try it and like it and pay full price for it after that. Pampers sends out a free diaper in the mail to all addresses that they get for newborns from hospitals but there are still those out there that will not sign up for freebies at pampers.com because 'there must be a catch'

Take advantage of all the samples and freebies that you can get.