It is a savings account not a holding account right?

I have a friend who has a slight difference of opinion with his wife regarding what the saving account is for.

He is old school and thinks it is for umm saving. YOu know put money aside for emergency purposes or protection in case of an unfortunate event or a great deal. If that 1965 car that he has always wanted to own was being advertised for $2000 it would be nice to have that $2000.

His wife seems to think it is for anything that they need but can not aford. She planned this trip to Disneyland and when he said where are we going to get that kind of money, even though she found some great deals and it was much less than he thought it would be, her answer was the savings account. They bought a bigger house (growing family can not blame them there) and she went and made a list of everything that they 'needed' to buy to have it just the way she wanted it. Again she turned to the savings account to pay for this instead of slowly acquiring the items as they atually were needed instead of 'needed' or went on sale.

Now I just hope he doesn't see that '65 Chevy out there cause his $2000 is long gone.

You go to the gas station and want to use your debit card to fill your tank. You have to click 'pay here-debit', then enter your pin number. Then you select the grade of gasoline you want and commence with filling the tank. All is going well, birds are chiping off in the distance, the sun is shining between a pair of clouds that are shaped like Mickey Mouse and Donald Duck. Then the pump stops.

You place the handle back where it goes and screw your gas cap back in place. All you want now is your receipt and to be on your way continuing with your happy day. You hear the beeping indicating that the pay at the pump computer wants input from you. You smile and get ready to hit yes to the 'Do you need a receipt' question but just before you press that Y button you catch a glimpse of the display.

'Do you want a $9 Ultimate Super Dooper car wash Y/N' What the.... You almost got a $9 car wash!?! You am glad you looked before pressing the button. THat was close You press N and beep beep, there goes the computer again. The finger is going to the Y button and you read the display. 'Do you want a $6 pretty good car wash Y/N?' You sigh and press N again. Now you know better and wait for the beeps. 'Do you want a $3 cheap ass car wash Y/N'

The sun has faded and Mickey Mouse has grown fangs...Donald Duck is turning into the likeness of Satan. You press N again and notice that the birds are squawking that annoying song that the wiggles sing, yeah any of those songs, pick one. You will not be able to stop thinking about that song all day now. 'Do you want cash back Y/N?' Ok we are getting somewhere now. You press N and get ready for that receipt question.

Instead the display starts slowly scrolling the marquee 'Milk $3.28 1 Gallon' This takes twenty seconds to scroll across and you figure that if you press anything on the display it may skip the receipt question and you will have to go inside to get one, so you wait.
'Marlboro cigarettes at state minimum prices!' This is thirty seconds more. 'Do you want a receipt Y/N'

You smile and know that good things come to those who wait. Your hand confidently reaches out and you go to press the Y button. The display quickly changes 'Please select payment type.' What? You have to wait for all of that but you only get three seconds to hit the Y button?? Now you have to go inside to get the receipt.

All I want is to buy gas, if I wanted to wash my car I would get out a bucket and a sponge!!!

I am starting to get annoyed listening to the people around me complain about how hard it is for them, and then watching them go out to get fast food at lunch.

This guy and his wife both work. so they have 2 incomes, but they have to pay daycare and 2 car payments and had to get a house with a bigger garage for the 2 cars. He now has to pay twice as much for gas as I do, of course I only have 1 income but that is somehow looked over. He can barely scrape by, but that chick-fil-A sandwich sure smells good while I am eating ramen noodles for lunch. You know he is drinking that $1 water, too!

I am not even going to start on the guys who comiserate about money troubles while they are on the smoking deck.

I just smile at how much I have and how well I live on what I live on, and thank my wife for cooking extra at dinner so I can take a lunch to work the next day. That $5 a day lunch even just every Wednesday, which is 'order out' day at work would tighten my budget, but I get good home cooked lunches every day, except the days when the dinner was so good that there are no leftovers or when we had things that I don't like the next day like fried eggs or pancakes, then I eat ramen noodles.

I hate paying late charges on anything. They are stupid. It is a fine like getting a speeding ticket. The librarian says 'Do you know how stupid you were back there buddy?' Here is your ticket.' You pay the overdue charges and go on about your business. The clerk at the video store snickers and says you owe us $2 for being stupid.

There is nothing I hate more than paying my hard earned money for doing something stupid.

Most libraries will let you extend your books online. As for the video rental places, you can just drop off the movies on your way to work. Bank charges? If letting yourself go into overdraft protection costs you $10, then work a little harder to not go into overdraft protection.

It is water ... why is it so expensive?

Why does everyone pay $1 for a 20 oz bottle of Dasani and look down on me like I am standing next to Sally Struthers while she says 'for just the cost of a cup of coffee....' when I am filling up my cup at the water fountain next to the vending machine instead of buying one too?

And the funny part there Sally, is that the water costs more than the cup of coffee!!

Drink free water from the fountain, save your Dollars for something useful.